Name: Hard Money
Brand: Madison Mortgage Solutions
Price: $180k to $3M USD
Availability: InStock

Rate

8.99%

Time to Close

10 to 21 Days

Loan Amount

$180k to $3M

Hard Money

Fast funding for short-term acquisitions, rehab projects, and strategic real estate investments requiring quick capital.

Term

12-24 Months Interest Only

Leverage

75% LTV

Step 1: Submit Your Deal

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Who can apply?

We strive to make our loan process simple and accessible to everyone.

Experience

3+ Completed Properties

Loan Term

12-24 Months Interest Only

Credit score

720+ Score

Liquidity/Reserves

7.5% Down + 6mo. Reserves

Property Type

SFR, Condo, Townhome, 1–8 Units

Key Loan Terms for Real Estate Investors

Transparent and Investor-Focused Loan Terms

Product Type

Hard Money

Experience Required:

3+ Completed Properties

Minimum Credit Score:

720

Liquidity:

7.5% Down

Reserves:

6mo. Reserves

Prepayment Penalty:

None

Closing Timeline:

10 to 21 Days

Draw Schedule:

2-4 Days

Rate:

8.99%

Loan-to-Value LTV:

75%

Loan-to-Cost (LTC):

0.925

Loan Term:

12-24 Months Interest Only

Asset Types:

SFR, Condo, Townhome, 1–4 Units

Loan Amount Min:

$180k

Loan Amount Max:

$3M

Product Specifics:

Non-Owner-Occupied, Up To 100% Construction Costs

Number of Units:

1 to 4 Units

Apply Now

(864) 900-9900

Meet Christian Groomes

Co-Founder, PK Capital Solutions

With a fierce competitive drive and a deep passion for real estate investment, Christian Groomes has become one of the most dynamic voices in private lending today. A Clemson University alum with a BS in Marketing, Christian skyrocketed through the ranks, where he’s personally originated over $800 million in loans, helping thousands of investors bring their real estate visions to life.

Known for his infectious energy and client-first approach, Christian has earned national recognition, including Top 10 rankings from Scotsman Guide and a spot on the Mortgage Global 100. Whether he’s guiding new investors or partnering on complex projects, Christian brings unmatched insight and precision to every deal.

Now, as a co-founder of PK Capital Solutions, Christian helps investors nationwide unlock the capital they need to grow their portfolios.

Apply Now

(864) 900-9900

Meet Greg Huegel

Co-Founder, PK Capital Solutions

From flipping houses with his family to managing $200+ million in construction projects, Greg Huegel’s journey has been hands-on from the start. A Clemson Construction Science & Management grad—and a former Clemson Football walk-on turned All-American—Greg knows what it takes to build from the ground up, in every sense.

With over 400,000 sq ft of commercial and residential work under his belt, including major projects like the Clemson College of Business and Greenville Prisma Health facilities, Greg brings real-world expertise and relentless dedication to every project he touches.

And with PK Capital Solutions, he and Christian are providing smart, strategic lending options to real estate investors across the country.

Apply Now

(864) 900-9900