Name: Long Term Rental
Brand: Madison Mortgage Solutions
Price: $125k to $3M USD
Availability: InStock

Rate

5.99%

Time to Close

10 to 21 Days

Loan Amount

$125k to $3M

Long Term Rental

Flexible loans with competitive rates for stabilized rental properties and steady income.

Term

30Yr Fixed or Interest Only

Leverage

80% LTV

Step 1: Submit Your Deal

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Who can apply?

We strive to make our loan process simple and accessible to everyone.

Experience

1+ Completed Properties

Loan Term

30Yr Fixed or Interest Only

Credit score

680+ Score

Liquidity/Reserves

20% Down + 6mo. Reserves

Property Type

SFR, Condo, Townhome, 1–8 Units

DSCR Calculator

Debt Service Coverage Ratio (DSCR) is Gross Rental Income ÷ Total Payment (P&I + insurance + taxes + HOA).

Gross Rental Income (monthly)

Loan Details

Price / Value $

Down Payment %

Loan Amount $

LTV %

Interest Rate %

Loan Term

Interest Only

Monthly Expenses

Insurance $

Taxes $

HOA $

Key Loan Terms for Real Estate Investors

Transparent and Investor-Focused Loan Terms

Product Type

Long Term Rental

Experience Required:

1+ Completed Properties

Minimum Credit Score:

680

Liquidity:

20% Down

Reserves:

6mo. Reserves

Prepayment Penalty:

Optional

Closing Timeline:

10 to 21 Days

Draw Schedule:

N/A

Rate:

5.99%

Loan-to-Value LTV:

80%

Loan-to-Cost (LTC):

N/A

Loan Term:

30Yr Fixed or Interest Only

Asset Types:

SFR, Condo, Townhome, 1–8 Units

Loan Amount Min:

$125k

Loan Amount Max:

$3M

Product Specifics:

Non-Owner-Occupied, No Seasoning Requirement, Blanket Loan Option

Number of Units:

1 to 8 Units

Apply Now

(864) 900-9900

Meet Christian Groomes

Co-Founder, PK Capital Solutions

With a fierce competitive drive and a deep passion for real estate investment, Christian Groomes has become one of the most dynamic voices in private lending today. A Clemson University alum with a BS in Marketing, Christian skyrocketed through the ranks, where he’s personally originated over $800 million in loans, helping thousands of investors bring their real estate visions to life.

Known for his infectious energy and client-first approach, Christian has earned national recognition, including Top 10 rankings from Scotsman Guide and a spot on the Mortgage Global 100. Whether he’s guiding new investors or partnering on complex projects, Christian brings unmatched insight and precision to every deal.

Now, as a co-founder of PK Capital Solutions, Christian helps investors nationwide unlock the capital they need to grow their portfolios.

Apply Now

(864) 900-9900

Meet Greg Huegel

Co-Founder, PK Capital Solutions

From flipping houses with his family to managing $200+ million in construction projects, Greg Huegel’s journey has been hands-on from the start. A Clemson Construction Science & Management grad—and a former Clemson Football walk-on turned All-American—Greg knows what it takes to build from the ground up, in every sense.

With over 400,000 sq ft of commercial and residential work under his belt, including major projects like the Clemson College of Business and Greenville Prisma Health facilities, Greg brings real-world expertise and relentless dedication to every project he touches.

And with PK Capital Solutions, he and Christian are providing smart, strategic lending options to real estate investors across the country.

Apply Now

(864) 900-9900